Free Retirement Calculator
Estimate the retirement corpus your savings and contributions will grow to — no signup, nothing sent to a server.
Retirement corpus
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In today's value
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Total contributed
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How to use the retirement calculator
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1
Enter your current and retirement age
This sets how many years your savings have to grow.
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2
Enter current savings and monthly contribution
Type what you've already saved and how much you add each month.
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3
Enter expected return and inflation
Type the annual return you expect, and optionally an inflation rate to see today's-value purchasing power.
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4
Read the result
Your projected retirement corpus updates instantly as you adjust any input.
Example use cases
Retirement planning
Check whether your current savings rate is on track for retirement.
Comparing contribution levels
See how increasing monthly contributions changes your final corpus.
Inflation-adjusted goals
Understand what your projected corpus is really worth in today's money.
Frequently asked questions
How is the retirement corpus calculated?
Current savings grow at the expected annual return until retirement, and monthly contributions grow as a series of monthly compounding deposits — the two totals are added together.
What does "in today's value" mean?
It adjusts the final corpus for inflation, showing what that amount would be worth in today's purchasing power, using the inflation rate entered.
What if I leave the inflation rate blank or zero?
The "today's value" figure will simply match the nominal retirement corpus, since no inflation adjustment is applied.
Does this account for taxes or fees?
No, this is a straightforward growth projection based on the return rate entered — it doesn't model taxes, fees, or variable market returns.
Is anything I type sent to a server?
No. Every calculation runs entirely in your browser — nothing is transmitted or logged.