Free TDS Calculator
Work out TDS on a payment and the net amount payable — no signup, nothing sent to a server.
TDS amount
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Net payable
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How to calculate TDS
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1
Enter the payment amount
Type the gross amount being paid before TDS.
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2
Pick the payment type
Choose the closest matching TDS section, or select Custom rate to enter your own.
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3
Check the applicable rate
The rate fills in automatically based on your selection, or type a custom rate.
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4
Read the TDS and net payable
The TDS amount and the net amount payable to the recipient update instantly.
Example use cases
Paying a contractor or vendor
Work out how much TDS to deduct before releasing a payment.
Checking an invoice or bill
Verify that the TDS deducted on an invoice matches the applicable rate.
Estimating freelance or professional income
See the net amount you'll actually receive after TDS on professional fees.
Frequently asked questions
How is TDS calculated?
TDS amount = payment amount × TDS rate ÷ 100. Net payable to the recipient = payment amount − TDS amount.
Which TDS rates does this cover?
Common sections are listed as presets — interest (194A), contractor payments (194C), commission (194H), rent (194I), professional fees (194J), property sale (194IA), and dividend (194) — plus a custom rate for any other case.
Do these rates change based on PAN availability?
Yes — TDS is typically deducted at a higher rate (often 20%) if the recipient's PAN is not available or not linked, regardless of the standard section rate. Use the custom rate option for that scenario.
Does this account for surcharge or cess?
No, this shows a straightforward TDS deduction at the rate you select. Surcharge and health & education cess may apply separately in certain cases and aren't included here.
Is my payment data sent to a server?
No. The calculation runs entirely in your browser — nothing is transmitted or logged.